UOB Business Loans Singapore
Digital-first business banking solutions from one of Singapore's leading banks
Last updated: January 2026
About UOB Business Lending
United Overseas Bank (UOB) is one of Singapore's "Big Three" banks, offering comprehensive business financing solutions tailored for SMEs. With their digital-first approach through UOB Infinity, businesses can apply for loans online with quick turnaround times.
UOB is a participating financial institution under the Enterprise Financing Scheme (EFS), providing government-backed loans with favorable terms for eligible Singapore businesses.
Key Features
Digital-First Banking
Apply online via UOB Infinity
Fast Approval
In-principle approval in 1-3 days
Dedicated RM
Personal relationship manager
EFS Support
Enterprise Financing Scheme eligible
UOB Loan Details
- Loan Range
- $10,000 - $10,000,000
- Terms Available
- 1 - 25 years
- Interest Rates
- From 4.5% p.a.
- Security Required
- Unsecured (BizMoney) or Property/Assets
- Minimum Requirements
- 2+ years in business, $200K+ revenue
Based on customer feedback
UOB Business Loan Products
UOB BizMoney
Quick unsecured business financing for SMEs
- Amount Range
- $10,000 - $500,000
- Term
- 1-5 years
UOB Business Term Loan
Flexible financing for expansion and investments
- Amount Range
- $50,000 - $5,000,000
- Term
- Up to 10 years
UOB Commercial Property Loan
Financing for commercial real estate purchases
- Amount Range
- $100,000 - $10,000,000
- Term
- Up to 25 years
UOB Asset Finance
Equipment and vehicle financing solutions
- Amount Range
- $20,000 - $2,000,000
- Term
- 1-7 years
Compare UOB with Other Lenders
Helpful Resources
Business Loan Calculator Singapore
Calculate loan repayments with Singapore rates from DBS, OCBC, UOB & more
Loan Calculation Results
Enter loan details to see repayment breakdown
Monthly Repayment
S$0
Total Interest
S$0
Total Repayment
S$0
Recommended Lenders
Singapore Business Loan Rates Comparison
Current rates from major lenders (updated weekly)
| Lender | Min Rate | Max Amount | Approval Time | Best For |
|---|---|---|---|---|
| DBS Bank | 3.5% p.a. | S$10M | 5-7 days | Established businesses |
| OCBC Bank | 3.8% p.a. | S$5M | 5-7 days | SMEs with good credit |
| Bizcap | 8.0% p.a. | S$500K | 24 hours | Fast funding needed |
| Funding Societies | 6.5% p.a. | S$1M | 2-3 days | P2P lending |
Ready to Apply for a UOB Business Loan?
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