Compare Business Loans Singapore
Compare rates, terms, and features from Singapore's top business lenders. Find the perfect financing solution for your business needs.
Last updated: January 2026
Compare Top Singapore Business Lenders
Compare interest rates, loan amounts, and approval times from leading Singapore banks and fintech lenders
DBS Bank
Traditional Bank
UOB Bank
Traditional Bank
OCBC Bank
Traditional Bank
Standard Chartered
International Bank
CIMB Bank
Regional Bank
Maybank Singapore
Regional Bank
Funding Societies
P2P Platform
Bizcap Singapore
Alternative Lender
Quick Rate Comparison
| Lender Type | Interest Rates | Loan Amounts | Best For |
|---|---|---|---|
| Traditional Banks (DBS, UOB, OCBC) | 4.5% - 10% | $50K - $10M | Established businesses, large loans |
| Regional Banks (CIMB, Maybank) | 5.25% - 12% | $10K - $2M | SMEs, regional expansion |
| Alternative Lenders (Bizcap) | 9.95% - 25% | $5K - $500K | Fast approval, newer businesses |
| P2P Platforms (Funding Societies) | 8% - 18% | $10K - $1M | Tech-savvy businesses, flexible terms |
Compare Loan Types
Different types of business loans for different business needs
Business Term Loan
Fixed-term business funding with regular repayments
- Amount Range
- $10,000 - $5,000,000
- Typical Term
- Up to 15 years
Key Features:
- Fixed or variable rates
- Regular repayments
- Longer terms available
- Asset security often required
Business Overdraft
Flexible ongoing credit facility
- Amount Range
- $5,000 - $500,000
- Typical Term
- Ongoing facility
Key Features:
- Pay interest only on used amount
- Flexible withdrawals
- No fixed repayment schedule
- Annual review required
Invoice Finance
Convert unpaid invoices into immediate cash
- Amount Range
- Up to 90% of invoice value
- Typical Term
- 30-90 days
Key Features:
- Quick access to funds
- No property security needed
- Grows with your business
- Pay as you use
Business Loan Calculator Singapore
Calculate loan repayments with Singapore rates from DBS, OCBC, UOB & more
Loan Calculation Results
Enter loan details to see repayment breakdown
Monthly Repayment
S$0
Total Interest
S$0
Total Repayment
S$0
Recommended Lenders
Singapore Business Loan Rates Comparison
Current rates from major lenders (updated weekly)
| Lender | Min Rate | Max Amount | Approval Time | Best For |
|---|---|---|---|---|
| DBS Bank | 3.5% p.a. | S$10M | 5-7 days | Established businesses |
| OCBC Bank | 3.8% p.a. | S$5M | 5-7 days | SMEs with good credit |
| Bizcap | 8.0% p.a. | S$500K | 24 hours | Fast funding needed |
| Funding Societies | 6.5% p.a. | S$1M | 2-3 days | P2P lending |
Why Compare with iBusinessLoan Singapore?
100% Free Service
No hidden fees or charges for businesses
Expert Guidance
Personal advice from loan specialists
Singapore Lenders
Access to 8+ trusted local lenders
Transparent Process
Clear rates and terms comparison
Frequently Asked Questions
How do I compare business loans effectively?
Compare interest rates, fees, loan terms, repayment options, and approval requirements. Consider the total cost of the loan, not just the interest rate. Our comparison tool helps you evaluate all these factors side-by-side.
What's the difference between bank and alternative lenders in Singapore?
Singapore banks (DBS, UOB, OCBC) typically offer lower rates (4.5%-10%) but have stricter requirements and longer approval times. Alternative lenders like Bizcap and Funding Societies approve faster with more flexible criteria but may charge higher rates (8%-25%).
Does comparing loans affect my credit score?
Using our comparison service doesn't affect your credit score. We perform soft credit checks initially, which don't impact your credit rating. Hard credit checks only occur when you formally apply with a chosen lender.
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