Business Loan Repayment Calculator
Calculate your business loan repayments with our free Singapore loan calculators. Compare rates, terms, and find the best financing option for your business.
💡 Pro Tip: Use multiple calculators to compare different loan types and find the most affordable option for your business needs.
Business Loan Calculator
Calculate your monthly repayments and total interest costs
Loan Affordability Calculator
Find out how much you can borrow based on your business financials
Equipment Finance Calculator
Calculate repayments for equipment and asset finance
Working Capital Calculator
Calculate your working capital needs and funding requirements
Loan Comparison Tool
Compare different loan options side by side
Business Loan Calculator Singapore
Calculate loan repayments with Singapore rates from DBS, OCBC, UOB & more
Loan Calculation Results
Enter loan details to see repayment breakdown
Monthly Repayment
S$0
Total Interest
S$0
Total Repayment
S$0
Recommended Lenders
Singapore Business Loan Rates Comparison
Current rates from major lenders (updated weekly)
| Lender | Min Rate | Max Amount | Approval Time | Best For |
|---|---|---|---|---|
| DBS Bank | 3.5% p.a. | S$10M | 5-7 days | Established businesses |
| OCBC Bank | 3.8% p.a. | S$5M | 5-7 days | SMEs with good credit |
| Bizcap | 8.0% p.a. | S$500K | 24 hours | Fast funding needed |
| Funding Societies | 6.5% p.a. | S$1M | 2-3 days | P2P lending |
Business Loan Affordability Calculator Singapore
Calculate how much your business can borrow from Singapore banks and lenders
Borrowing Power Analysis
Enter your business details to see borrowing capacity
Maximum Borrowing Capacity
S$0
Based on Singapore lending criteria
Borrowing Capacity by Lender Type
Traditional Banks
S$0
DBS, OCBC, UOB
Alternative Lenders
S$0
Bizcap, Funding Societies
Estimated Loan Terms
Recommendations
Factors Affecting Your Borrowing Power
Tips to Increase Your Borrowing Power
Improve Financial Statements
Keep accurate books and show consistent profitability
Build Business Credit
Establish trade lines and pay suppliers on time
Banking Relationships
Maintain good relationships with your bank
Documentation
Prepare comprehensive business plans and projections
Equipment Finance Calculator Singapore
Calculate equipment finance payments from DBS, OCBC, UOB & specialist equipment lenders
Equipment Finance Results
Enter equipment details to see finance options
Monthly Payment
S$0
Total Interest
S$0
Finance Amount
S$0
Tax Benefits
Best Equipment Finance Lenders
Construction Equipment
- • Excavators & Bulldozers
- • Cranes & Lifts
- • Concrete Mixers
- • Specialized Tools
Manufacturing
- • Industrial Machinery
- • Production Lines
- • Quality Control Systems
- • Packaging Equipment
Technology
- • Servers & Computers
- • Software Systems
- • Telecommunications
- • Security Systems
Why Choose Equipment Finance?
Preserve Cash Flow
Keep working capital for operations
Tax Benefits
Claim capital allowances and depreciation
Quick Approval
Asset-backed financing, faster decisions
Flexible Terms
Match repayments to equipment life
Working Capital Calculator Singapore
Calculate cash flow gaps and working capital financing needs from Singapore lenders
Working Capital Analysis
Enter business details to see cash flow analysis
Working Capital Requirement
S$0
Cash Cycle
0 days
Monthly Gap
S$0
Cash Flow Analysis
Growth Impact
Additional funding for growth: S$0
6-month projection: S$0
Recommended Working Capital Lenders
Understanding Working Capital
Cash Flow Management
Bridge gaps between receivables and payables
Growth Funding
Finance expansion without equity dilution
Flexible Repayment
Repay as your cash flow improves
Singapore Business Loan Comparison Tool
Compare loans from DBS, OCBC, UOB, Bizcap, Funding Societies & more Singapore lenders
Quick Compare
Select your loan requirements to see matched lenders
Matched Lenders
| Lender | Rate Range | Monthly Payment | Total Interest | Approval Time | Best For | Action |
|---|
Detailed Loan Comparison
Compare specific loan offers side by side
How to Use Our Business Loan Calculators
📊 Repayment Calculator
Calculate exact monthly repayments based on loan amount, interest rate, and term length.
- • Enter your desired loan amount
- • Select interest rate (check our rates page)
- • Choose loan term (1-15 years)
- • View monthly and total repayments
💰 Affordability Calculator
Determine how much you can borrow based on your business income and expenses.
- • Enter monthly business revenue
- • Add monthly business expenses
- • Include existing loan payments
- • See maximum borrowing capacity
Business Loan Calculator Tips
Get Accurate Rates
Use current market rates from our rates page for accurate calculations. Rates vary by lender and loan type.
Compare Different Scenarios
Try different loan amounts and terms to find the best balance of monthly payments and total interest costs.
Factor in Additional Costs
Remember to include application fees, insurance, and other loan costs in your budget planning.
Next Steps After Calculating
Ready to Apply for a Business Loan?
Now that you've calculated your repayments, compare actual loan offers from Singapore's top business lenders.
Business Loan Calculator FAQ
How accurate are business loan calculators?
Our calculators provide estimates based on standard loan calculations. Actual terms may vary based on your business profile, credit score, and lender policies.
What interest rate should I use?
Check our current rates page for up-to-date market rates. Business loan rates typically range from 5.95% to 24.95% depending on the loan type and your business situation.
Should I choose a shorter or longer loan term?
Shorter terms mean higher monthly payments but less total interest. Longer terms reduce monthly payments but increase total interest costs. Use our calculator to compare both options.